WhatsApp agents that run on M-Pesa.

Why this fits Kenyan clients

• Clients pay by M-Pesa, not by card. Paystack sends an STK push straight to their phone.
• No monthly seat fee. The wallet is prepaid, so a runaway loop cannot run up a bill.
• One token covers chat, image, video, speech, batch and 48 fixed-price tools.
• Budgets cap what a key can spend per day and month.

Open the account

The agent creates a provisional account for the client and gets a six-hour token plus a claim link.

POST https://api.fikraapi.co.ke/v1/agents/accounts
{"email":"[email protected]","agent_name":"nairobi-bot-builder"}

Top up with M-Pesa

Send the client's number and Paystack pushes the STK prompt. The wallet credits after they approve. Poll until success.

POST /v1/agents/topup
{"amount":1330,"currency":"KES","method":"mpesa","phone":"2547XXXXXXXX"}

GET /v1/agents/topup/{reference}

Call the model from your bot

Use the API key the agent minted. The endpoint is OpenAI-compatible, so existing WhatsApp and n8n nodes work.

POST https://api.fikraapi.co.ke/v1/chat/completions
{"model":"deepseek-v4.1-flash-1017","stream":true,
 "messages":[{"role":"user","content":"Habari, naweza kupata bei?"}]}

Hand the client ownership

Send the claim link. The client sets a password and owns the balance and the keys. Your agent token can be refreshed or revoked from the dashboard.

All tools · MCP integration · Pricing